The system is launched with an initial supply of 1,000,000 BEAN coins.

A maximum of 21 billion BEAN coins will ever be created. Reaching this cap will be a slow process spanning several centuries, as the CFAs minted by users continue to pay out rewards in BEAN currency.

The BloomBeans system starts with a 20% annual interest rate. The higher the interest rate, the larger the rewards from financial products.

Economics is the science focused on the efficient management of efforts, while Finance is concerned with preserving those efforts and allocating them effectively.

In a robust financial system, money symbolizes the value of stored productivity. Its utility comes from its ability to retain value over time, thereby providing the system with stability, confidence, and making it easier to secure well-being in old age.

A balanced financial system maintains equilibrium between the savings of wealth creators (workers and companies) and the demand for this wealth in the form of investment.

The value banks offer to society stems from their capacity to store this wealth and judiciously lend it to new investment endeavors, thus enabling economic development.

BloomBeans is a platform designed for financial honesty and transparency. It operates on math-based rules, which are unaffected by political regulation.

Decentralized blockchain initiatives like BloomBeans will pave the way for secure, cost-effective, and smarter economic systems that will make economic lawmaking less relevant in the financial sector.